Your pets are family too. MetLife Pet insurance helps cover vet bills for accidents, illnesses and, if you add it, routine care. You can visit any licensed vet in the U.S., and there are no breed exclusions or upper age limits.
Accident and illness coverage
- Accidental injuries, illnesses and exam fees
- Surgeries, medications and hospital stays
- X-rays, ultrasounds and diagnostic tests
- Hereditary and congenital conditions
- Alternative therapies
Optional preventive care
Add preventive coverage for wellness exams and vaccinations, flea, tick and heartworm medications, teeth cleanings, spay or neuter, and routine blood, fecal and heartworm tests.
Build your own plan
- Annual limit: $500 up to unlimited
- Deductible: $0 to $2,500
- Reimbursement: 50%, 70%, 80% or 90%
Each pet’s premium depends on age, breed, location and the coverage you choose. Pre-existing conditions are typically not covered.
Extras worth knowing
- 10% employer group discount, with combined discounts up to 30%
- Accident and preventive coverage start on day 1. Illness coverage starts after a 14-day wait.
- Your deductible drops by $50 for each claim-free year
- Coverage for vet-prescribed food, supplements and holistic treatments, plus loss or theft coverage
- 24/7 live vet chat in the MetLife Pet app
How to enroll
Get a quote or enroll at metlife.com/getpetquote or call 800-438-6388.
Coverage is issued by Metropolitan General Insurance Company and administered by MetLife Pet Insurance Solutions LLC. Reimbursement options, deductibles and annual limits vary by state and pet age. Virtual vet services are provided by AskVet and cannot prescribe medication.
